:root{
  --bg:#f5f7fb;--surface:#ffffff;--text:#1f2937;--muted:#6b7280;--brand:#2563eb;--brand2:#1d4ed8;--line:#e5e7eb;
}
*{box-sizing:border-box}
body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.65}
.container{max-width:1120px;margin:auto;padding:0 20px}
.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px;gap:14px}
.nav-actions{display:flex;align-items:center;gap:8px;margin-left:auto}
.brand{font-weight:800;color:var(--brand);font-size:1.2rem;text-decoration:none}
.quick-btn{display:inline-block;background:rgb(37, 99, 235);color:#fff;border:1px solid rgb(37, 99, 235);padding:6px 12px;border-radius:8px;font-size:.9rem;line-height:1.1;font-weight:700;text-decoration:none}
.quick-btn:hover,.quick-btn:focus-visible{background:rgb(37, 99, 235);color:#fff;text-decoration:none;border-color:rgb(37, 99, 235);opacity:.92}
.menu{display:flex;align-items:center;flex:1;justify-content:flex-end}
.menu a{margin-left:16px;color:#334155;text-decoration:none;font-weight:600}
.menu a:hover,.menu a:focus-visible{text-decoration:none;color:#0f172a}
.hero{padding:56px 0;background:linear-gradient(180deg,#eff6ff 0%,#f8fbff 100%)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:24px;align-items:center}
.card{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:18px;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.card:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(37,99,235,.08);border-color:#dbe7ff}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px}
h1,h2,h3{line-height:1.25;margin:0 0 10px}
h1{font-size:2rem} h2{font-size:1.5rem} h3{font-size:1.1rem}
p{margin:0 0 12px} .muted{color:var(--muted)}
a{color:rgb(30, 64, 175);font-weight:700;text-decoration:none;transition:color .18s ease,text-decoration-color .18s ease,opacity .18s ease}
a:hover,a:focus-visible{color:rgb(30, 64, 175);text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}
a:visited{color:rgb(30, 64, 175)}
.btn{display:inline-block;background:var(--brand);color:white;padding:10px 14px;border-radius:10px;text-decoration:none;font-weight:700;transition:transform .18s ease,box-shadow .18s ease,background-color .18s ease}
.btn:hover,.btn:focus-visible{background:var(--brand2);transform:translateY(-1px);box-shadow:0 8px 18px rgba(37,99,235,.26);text-decoration:none}
.btn.sec{background:#fff;color:var(--brand);border:1px solid #bfdbfe}
.btn.sec:hover,.btn.sec:focus-visible{background:#eff6ff;color:#1d4ed8;box-shadow:0 6px 14px rgba(29,78,216,.12);text-decoration:none}
.section{padding:32px 0}
.kpi{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.kpi .card{text-align:center}
.notice{background:#fff8e1;border:1px solid #fde68a;border-radius:10px;padding:12px;color:#92400e}
footer{margin-top:34px;padding:26px 0;background:#fff;border-top:1px solid var(--line)}
footer a{color:#475569;text-decoration:none;margin-right:14px}
footer a:hover,footer a:focus-visible{color:#1f2937;text-decoration:none}
.table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line)}
.table th,.table td{padding:10px;border-bottom:1px solid var(--line);text-align:left}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:10px 12px;margin-bottom:10px}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr}.kpi{grid-template-columns:repeat(2,1fr)}.menu{display:none}}

.legal{font-size:12px;color:#94a3b8;font-weight:400;margin-top:8px}